You will be covered for emergency medical expenses if you have not had any symptoms or a diagnosis in the 90 days before your departure date. If you test positive during your trip, you will be covered for:
Some costs related to COVID-19 may be covered. If you purchased Trip Cancellation or Interruption coverage before November 1, 2022 or Optional Protection: Pandemic coverage, your insurance contract will be extended free of charge for:
While staying at your destination to receive care for COVID-19, you will receive an allowance for accommodation in a commercial establishment, meals, taxi transportation and childcare for dependent children travelling with you.
The cost of taking a COVID-19 test while travelling is covered when prescribed by a physician following a medical emergency or sudden illness.
The coverage is for up to $5 million (CAD) per person per trip. Learn more about Emergency Medical Care.
No, you will not be able to submit a claim for this amount if your service provider (travel agency or airline) offers a travel credit.
No. You cannot insure a travel credit or voucher as they have no monetary value.
You are eligible to purchase travel coverage if you haven’t been diagnosed with COVID-19 and you aren’t showing symptoms of COVID-19 within the 90 days prior to your departure date.
COVID-19 vaccinations can be claimed under your Health Spending Account as long as they are submitted with all of the required information, such as the pharmacy receipt, Drug Identification Number (DIN), patient’s name and any other relevant information.
If you are sick or injured due to COVID-19 while travelling within Canada, most costs will be coordinated through your provincial health plan, but not all. For example, if you are hospitalized within Canada:
You could be subject to another provincial government restriction. For example:
Emergency travel benefits do not cover quarantine expenses, unless medically required. We encourage you to check the government recommendations and restrictions for the province you are travelling to closer to your travel date.
Yes, the Government of Canada lifted its notice advising Canadians to avoid all cruise travel. Emergency medical coverage will cover you if you get sick or injured due to COVID-19.
Yes, COVID-19 tests are considered eligible medical expenses by the Canadian Revenue Agency. This means you can claim the cost of a COVID-19 test as a medical expense under a Health Spending Account when you have a prescription from a medical doctor, pharmacist, nurse or dentist. Tests are also eligible under a Wellness Spending Account with no prescription required. This applies to tests done within Canada and outside of Canada prior to boarding an incoming flight.
Alberta Blue Cross ® travel benefits will cover the cost of COVID-19 tests when prescribed by a physician following a medical emergency or sudden illness.
If you or your travel partner test positive for COVID-19 during your trip and you need to stay at your destination, your insurance contract will be extended free of charge for:
There will not be coverage for vaccines, COVID-19 tests or costs associated with having to quarantine.
COVID-19 vaccinations can be claimed under your Health Spending Account as long as they are submitted with all of the required information, such as the pharmacy receipt, Drug Identification Number (DIN), patient’s name and any other relevant information.
If you are sick or injured due to COVID-19 while travelling within Canada, most costs will be coordinated through your provincial health plan, but not all. For example, if you are hospitalized within Canada:
You could be subject to another provincial government restriction. For example:
Emergency travel benefits do not cover quarantine expenses, unless medically required. We encourage you to check the government recommendations and restrictions for the province you are travelling to closer to your travel date.
Yes, the Government of Canada lifted its notice advising Canadians to avoid all cruise travel. Emergency medical coverage will cover you if you get sick or injured due to COVID-19.
Head office
10009 108 St NW
Edmonton, Alberta
T5J 3C5
We begin by acknowledging that we are on traditional lands, referred to as Treaty 6, Treaty 7 and Treaty 8 territory, and all the people here are beneficiaries of these peace and friendship treaties.
This territory is the home for many Indigenous Peoples, including the Blackfoot, Cree, Dene, Saulteaux, Ojibwe, Stoney Nakota Sioux, and Tsuut’ina peoples, and the Métis Nation of Alberta and the Métis Settlements.
We respect the Treaties that were made on these territories, we acknowledge the harms and mistakes of the past, and we dedicate ourselves to moving forward in partnership with Indigenous communities in a spirit of reconciliation and collaboration.
©Copyright 2024 ABC Benefits Corporation. All rights reserved. ®* The Blue Cross ® symbol and name are registered marks of the Canadian Association of Blue Cross Plans ® , an association of independent Blue Cross ® plans. Licensed to ABC Benefits Corporation for use in operating the Alberta Blue Cross Plan ® . ®† Blue Shield is a registered trade-mark of the Blue Cross Blue Shield Association.
Life, disability and travel insurance plans are underwritten by various underwriters. For information, visit ab.bluecross.ca/underwriters.
Alberta Blue Cross ®Head office
10009 108 St NW
Edmonton, Alberta
T5J 3C5
We begin by acknowledging that we are on traditional lands, referred to as Treaty 6, Treaty 7 and Treaty 8 territory, and all the people here are beneficiaries of these peace and friendship treaties.
This territory is the home for many Indigenous Peoples, including the Blackfoot, Cree, Dene, Saulteaux, Ojibwe, Stoney Nakota Sioux, and Tsuut’ina peoples, and the Métis Nation of Alberta and the Métis Settlements.
We respect the Treaties that were made on these territories, we acknowledge the harms and mistakes of the past, and we dedicate ourselves to moving forward in partnership with Indigenous communities in a spirit of reconciliation and collaboration.
©Copyright 2024 ABC Benefits Corporation. All rights reserved. ®* The Blue Cross ® symbol and name are registered marks of the Canadian Association of Blue Cross Plans ® , an association of independent Blue Cross ® plans. Licensed to ABC Benefits Corporation for use in operating the Alberta Blue Cross Plan ® . ®† Blue Shield is a registered trade-mark of the Blue Cross Blue Shield Association.
Life, disability and travel insurance plans are underwritten by various underwriters. For information, visit ab.bluecross.ca/underwriters.